An Overdraft Line of Credit protects you from unexpected expenses.

An Overdraft Line of Credit is an inexpensive financial safeguard that covers transactions that exceed the balance in your checking account without the insufficient fund fees or embarrassment. This is a fixed rate line of credit, with low monthly payments, that can be paid off and used again.

The advantages of an Overdraft Line of Credit are:

  • Immediate access to funds that can help you every day or during emergencies.
  • Limits between $500 and $2,500.
  • Rates as low as 7.49%*.
Overdraft Line of Credit- happy couple on laptop


Speak with a Member Service Rep today! Call 516-620-8100.

*APR accurate as of 1/26/2023 and is subject to change without notice. Some applicants may be offered credit at a higher APR and different terms. Maximum line of credit amount is $2,500.