If you love your leased vehicle, a lease buyout from Ocean Financial will keep you in its driver's seat!

When it's right, the time is right now – Ocean Financial offers you:

  • Fixed rates as low as 6.59%.*
  • Extended terms up to 90 months.**
  • Borrow up to 115% of LTV.***
  • Guidance through the loan financing process.
  • Automatic payments.

When does a Lease Buyout Make the Most Sense for You?
Terms of auto leases vary depending upon the lender. If your lease includes a buyout option, there are some things that might help you decide if a buyout makes the most sense for you.

  • If your car's current market value is substantially higher than its residual value as stated in your lease.
  • If you took great care of the vehicle and expect it to continue to be reliable.
  • If you exceeded your mileage limit or the car has excessive wear-and-tear, which can lead to high fees upon return.
  • If you love your car!
Apply Now


Speak to a Loan Officer at (516) 620-8100 today!

*Rates and terms accurate as of 1/02/2024. Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at different rates and other terms. For lease buyout terms of 66 months estimated monthly payment of $17.99 per $1000 borrowed for 2021-2024 vehicles. Minimum auto loan is $1,000. Payment is based on rate of 6.59%. Lease Buyouts available for 2017-2020 vehicles with rates as low as 6.99%. 90-month used auto stipulations: Minimum loan amount $30,000 and cannot be more than 2 years older than current year. Rate assumes LTV of 115% or less. Program subject to change without notice. Member conditions apply. 84-month used auto stipulations: Minimum loan amount is $20,000 and cannot be more than 4 years older than the current year. Borrowing up to 115% loan-to value (LTV) is available at higher rates, based on creditworthiness.