Celebrate the Ocean Financial Visa Credit Card!

Save right from the start.

  • Earn UChoose Rewards with your very first purchase.  FREE registration when you are ready to redeem your points. Combine with your Visa Debit Card to earn even more rewards!
  • No Balance Transfer fee.
  • Personalize your card with your favorite photo.
  • Register for Mobile Banking and use CardGuard for your smartphone to control credit card usage and spending on the go.
  • NEW! Add your Ocean Financial Visa credit and debit cards to your Digital Wallet for faster, easier payment wherever you are!
  • Visa Account Updater Service for recurring payments.  Members can use the Visa Account Updater Opt-Out Form to opt-out of this service.
View Current Rates

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Call 516-620-8100

*APR = Annual Percentage Rate. Data accurate as of 6/1/2020 and is subject to change without notice. Some applicants may be offered credit at a higher APR and different terms. 1.99% Intro APR for is a promotional term for qualified applicants only. After six (6) statement cycles, Intro APR adjusts to Non-Variable APR, with a minimum of 9.49% and a maximum of 16.49%, based on your creditworthiness. Share Savings account with minimum $5 balance required before loan can be booked. Member conditions apply. Applicable fees may apply please visit our website for our fee schedule or speak to a loan representative.