Celebrate the Ocean Financial Visa Credit Card!

Save right from the start.

  • Earn UChoose Rewards with your very first purchase.  FREE registration when you are ready to redeem your points. Combine with your Visa Debit Card to earn even more rewards!
  • No Balance Transfer fee.
  • Personalize your card with your favorite photo.
  • Download the CardValet app for your smartphone to control credit card usage and spending on the go.
  • NEW! Add your Ocean Financial Visa credit and debit cards to your Digital Wallet for faster, easier payment wherever you are!
  • Visa Account Updater Service for recurring payments.  Members can use the Visa Account Updater Opt-Out Form to opt-out of this service.

Click here for the promotional Visa Credit Card Balance Transfer offer!

View Current Rates

Learn More –

Call 516-620-8100

*APR = Annual Percentage Rate. Data accurate as of 1/1/2019 and is subject to change without notice. 1.99% Intro APR for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. After six (6) statement cycles, Intro APR adjusts to Non-Variable APR, with a minimum of 9.49% and a maximum of 16.49%, based on your creditworthiness. Free Visa® Rewards are from UChoose Rewards®, free registration required to redeem points. Member conditions apply. Share Account with minimum $5 balance required.