Celebrate the Ocean Financial Visa Credit Card!

Save right from the start.

  • Low introductory rate extended for 12 months!
  • Earn UChoose Rewards with your very first purchase (we’ll even give you 2,500 to start).  FREE registration when you are ready to redeem your points. Combine with your Visa Debit Card to earn even more rewards!
  • No Balance Transfer fee.
  • Personalize your card with your favorite photo.
  • Download the CardValet app for your smartphone to control credit card usage and spending on the go.
  • NEW! Add your Ocean Financial Visa credit and debit cards to your Digital Wallet for faster, easier payment wherever you are!
  • Visa Account Updater Service for recurring payments.  Members can use the Visa Account Updater Opt-Out Form to opt-out of this service.
View Current Rates

Learn More –

Call 516-620-8100

*APR = Annual Percentage Rate. Data accurate as of 10/1/2018 and is subject to change without notice. 1.99% Intro APR for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. After twelve (12) statement cycles, Intro APR adjusts to Non-Variable APR, with a minimum of 9.49% and a maximum of 16.49%, based on your creditworthiness. Free Visa® Rewards are from UChoose Rewards®, free registration required to redeem points. Member conditions apply. Share Account with minimum $5 balance required.