Celebrate the Ocean Financial Visa Credit Card!

Save right from the start.

  • Low introductory rate
  • No balance transfer fee.
  • No application or annual fee
  • Earn UChoose Rewards with your very first purchase
  • Combine with your Visa Debit Card to earn even more rewards!
  • FREE registration when you are ready to redeem your points
  • Set up Visa Purchase Alerts to be notified when and where your card is being used
  • Personalize your card with your favorite photo.
  • Visa Account Updater Service for recurring payments.  Members can use the Visa Account Updater Opt-Out Form to opt-out of this service.
  • Download the CardValet app for your smartphone to control credit card usage and spending on the go.
  • NEW! Add your Ocean Financial Visa credit and debit cards to your Digital Wallet for faster, easier payment wherever you are!
View Current Rates

Learn More –

Call 516-620-8100

*APR = Annual Percentage Rate. Data accurate as of 3/2/2018 and is subject to change without notice. 1.99% Intro APR for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. After six (6) statement cycles, Intro APR adjusts to Non-Variable APR, with a minimum of 8.99% and a maximum of 15.99%, based on your creditworthiness. Free Visa® Rewards are from UChoose Rewards®, free registration required to redeem points. Member conditions apply. Share Account with minimum $5 balance required.