Checking is not one-size fits all.

Ocean Financial values your uniqueness and can tailor your checking account to fit your banking needs. Enjoy the credit union difference with worry-free, hassle-free and fee-free checking.

Enjoy the simplicity and convenience of an Ocean Financial checking account customized to your needs.

  • No minimum balance required*
  • $0 to open!
  • No monthly maintenance fee
  • No per check fee
  • Access to more than 30,000 FREE** ATMs in the CO-OP Network across the country
  • Overdraft Protection Options, including Overdraft Line of Credit,*** are available
  • Free VISA Debit Card with UChoose Rewards
  • EASY & SECURE banking from wherever you are with Digital Solutions such as Online & Mobile banking, Online Bill Pay, Mobile Check Deposit and Zelle®.
  • Free online check copies

*A share account with a $5 minimum balance is required before a checking account can be opened. **The owner of the ATM may charge a fee. No fee ATMs must have a CO-OP logo. Total locations include access to ATMs that participate in the CO-OP Shared Network, including Shared Services. ***All rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at a different rate and other terms. Share Savings account with minimum $5 balance required before loans can be booked. Member conditions apply.

Open an Account Today