Whether you are looking to purchase your first home or you want to refinance your current home, Ocean Financial has a mortgage for you!

  • Refinance for a lower interest rate or choose a longer term.
  • Fixed and Adjustable rate, Jumbo, FHA and VA mortgages available.
  • Flexible terms up to 30 years.
  • Personalized attention.
  • Closing scheduled in a location convenient to you.
  • Pay off your mortgage quicker & save on interest.

How much home can I afford? Click here for our Online Calculator.
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If you have a mortgage with another lender, refinancing with Ocean Financial can help you save money every month:

  1. Lower your interest rate: If your interest rate is higher than current rates, refinancing can save you thousands of dollars.
  2. Get a fixed rate mortgage: If you currently have an adjustable rate mortgage, you can refinance for a fixed rate and know your payment every month.
  3. Lower your monthly payment: When you refinance your lower balance loan, you can get a longer term, which can significantly lower your monthly payment.
  4. Pay off your mortgage faster: When you refinance, you can choose a shorter term and save money on interest while paying off your mortgage quicker.
  5. Use your equity to get cash back: if you have equity available in your home, you can choose to get a Home Equity Line of Credit or do a cash out refinance.

Mortgage Servicing Disclosure



Speak with a Loan Officer today! Call 516-620-8100.