Whether you are looking to purchase your first home or you want to refinance your current home, Ocean Financial has a mortgage for you!
- Refinance for a lower interest rate or choose a longer term.
- Fixed and Adjustable rate, Jumbo, FHA and VA mortgages available.
- Flexible terms up to 30 years.
- Personalized attention.
- Closing scheduled in a location convenient to you.
- Pay off your mortgage quicker & save on interest.
If you have a mortgage with another lender, refinancing with Ocean Financial can help you save money every month:
- Lower your interest rate: If your interest rate is higher than current rates, refinancing can save you thousands of dollars.
- Get a fixed rate mortgage: If you currently have an adjustable rate mortgage, you can refinance for a fixed rate and know your payment every month.
- Lower your monthly payment: When you refinance your lower balance loan, you can get a longer term, which can significantly lower your monthly payment.
- Pay off your mortgage faster: When you refinance, you can choose a shorter term and save money on interest while paying off your mortgage quicker.
- Use your equity to get cash back: if you have equity available in your home, you can choose to get a Home Equity Line of Credit or do a cash out refinance.
Speak with a Loan Officer today! Call 516-620-8100.