Schedule of Charges
Previously called Fee Schedule
Accurate as of 7/1/23
PRINTABLE VERSION: Schedule of Charges as of July 1, 2023
Share Account
Fee Amount
Abandoned property account processing
Fee Amount
$50.00
Inactive Account (after 12 months)
Fee Amount
$5.00
Returned deposit
Fee Amount
$15.00
Statement copy
Fee Amount
$5.00
Super Saver excess withdrawal (8 permitted per month)
Fee Amount
$5.00
Wire - In
Fee Amount
$5.00
Wire - Member to Member - Mortgage payment
Fee Amount
$10.00
Wire - Out (Domestic)
Fee Amount
$20.00
Wire - Out (Foreign)
Fee Amount
$50.00
Share Draft Account
Fee Amount
Certified Draft
Fee Amount
$2.50
Courtesy Pay (Everyday POS Debits/ATM)
Fee Amount
$28.00
Standard Overdraft Fee
Fee Amount
$28.00
Checks (One FREE box of credit union branded checks per checking account)
Fee Amount
BASED ON CHOICE
Non-sufficient funds (multiple fees may result per transaction for returned items)
Fee Amount
$28.00
Overdraft Protection from Savings
Fee Amount
$4.00
Per check for deposit
Fee Amount
FREE
Photo copy of share draft
Fee Amount
$2.50
Starter Checks
Fee Amount
FREE
Stop Payment (Per stop - 6-month expiration)
Fee Amount
$25.00
Temporary checks
Fee Amount
FREE
Electronic Services
Fee Amount
A2A (inbound/outbound)
Fee Amount
FREE
Bill Pay
Fee Amount
FREE
Bill Pay Expedited Payment - check
Fee Amount
$14.95
Bill Pay Expedited Payment - Electronic (same day)
Fee Amount
$9.95
Home Banking
Fee Amount
FREE
Mobile Banking
Fee Amount
FREE
Remote Check Deposit
Fee Amount
FREE
Zelle (Person to Person Payments)*
Fee Amount
FREE
Returned Check (per transaction)
Fee Amount
$28.00
Stop Payment
Fee Amount
$25.00
*Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. You must have a bank account in the U.S. to use Zelle.
Visa Products
Fee Amount
ATM Withdrawal
Fee Amount
FREE at branch ATM
10 FREE at non-owned/
$1.75 each transaction afterward
10 FREE at non-owned/
$1.75 each transaction afterward
Foreign Card Holder at OFFCU ATM
Fee Amount
$3.00
International Visa DR/CR Fee
Fee Amount
1.00%
Retail Transaction (per transaction)
Fee Amount
$20.00
Visa - expedited replacement card delivery
Fee Amount
Varies
Visa/ATM/Debit replacement card
Fee Amount
$5.00 after 1x free/year
Visa Cash Advance
Fee Amount
2%, min. $3
Visa Credit Card Annual Fee
Fee Amount
FREE
Visa Custom Card Fee
Fee Amount
FREE
Visa Gift Card - Members
Fee Amount
$4.00
Visa Gift Card - Non-members
Fee Amount
$5.00
Visa Late Payment
Fee Amount
$25.00
Safe Deposit Products (at Seaford branch only)
Fee Amount
3X5X18
Fee Amount
$30.00
5X5X18
Fee Amount
$40.00
5X10X18
Fee Amount
$80.00
10X10X18
Fee Amount
$150.00
Safe Deposit Key Deposit
Fee Amount
$10.00
Safe Deposit Replacement Key
Fee Amount
$37.00
Safe Deposit Box Break In Fee
Fee Amount
$250.00
Miscellaneous
Fee Amount
Account Research/Reconciliation
Fee Amount
FREE
Bond Redemption
Fee Amount
FREE
Coin Machine Fee - Members
Fee Amount
FREE
Coin Machine - Non-members
Fee Amount
15.00%
Home Equity Subordination Fee
Fee Amount
$150.00
Legal Documentation/Legal Process
Fee Amount
$50.00
Notary
Fee Amount
FREE
Return Mail
Fee Amount
$3.00
Signature Guarantee - Members Only
Fee Amount
FREE
Teller/Official Check
Fee Amount
$3.00