Build your credit. Build your dreams.

Whether you’re just starting out or need to establish credit, a Credit Builder Loan from Ocean Financial helps you build your credit score slowly and securely over time.

How it works:

  • Loan amounts up to $1,000 with a maximum term of 12 months.
  • Half of your loan amount will be saved in a savings account to be released to you after 6 months of timely payments.
  • Slowly increase your credit score while increasing your future borrowing power.
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Speak with a Loan Officer.
Call 516-453-6023

*Based on income and credit score. Membership conditions may apply.