Enjoy a BIG rate for kids of all sizes with a Mercy Youth Savings Account from Ocean Financial.
From newborns to college-bound, ask us how to prepare your kids for financial success!
- 6.18% APY* on first $2,000. then 1.25% APY on balances higher than $2,000.
- $5 minimum balance.
- Exclusive to children under 21 years old of Staff & Volunteers.
*APY=Annual Percentage Yield. APY accurate as of 10/1/2025 and is subject to change without notice. Additional verification may be requested for account opening. Terms subject to change. 6.18% APY is earned on balances up to $2,000, balances higher than $2,000 earn the Mercy Super Saver Account APY. $5 minimum to open. Fees or other conditions could reduce earnings. Restrictions apply. At 21, the Mercy Youth Savings accounts are automatically converted to a Regular Share Account. Membership conditions may apply. Parent or guardian must be listed as a joint owner on all youth savings accounts.
Enjoy the perks of banking at Ocean Financial with our Mercy Hospital Exclusive Products for Staff, Volunteers, and their families!