Save right from the start.

  • Low introductory rate*
  • No balance transfer fee
  • No application or annual fee
  • Same low rate for purchases and balance transfers
  • Sign up for Visa Purchase Alerts to be notified when and where your card is being used
  • 5,000 UChoose Rewards points with FREE registration
  • Personalize your card  with your favorite photo.

*APR = Annual Percentage Rate. Data accurate as of 6/1/2017 and is subject to change without notice. 1.99% Intro APR for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. After six (6) statement cycles, Intro APR adjusts to a non-variable APR, with a minimum of 8.99% and a maximum of 15.99%, based on your creditworthiness. Free Visa® Rewards are from UChoose Rewards®, free registration required. Member conditions apply. Share Account with minimum $5 balance required.