Whether you are at work, at home or at play, Ocean Financial is always nearby.

With shared banking, credit unions across the country – and around the world – give members thousands of convenient locations to perform basic transactions.

Co-op Logo

When you see the CU Service Center Logo you can conduct a range of transactions, such as:

  • Make deposits, withdrawals and transfers.
  • Get account histories.
  • Cash checks.
  • Make loan payments.
  • Use the ATMs surcharge free.

To conduct transactions at a shared branch you need to have:

  • Your member number
  • Valid government-issued photo identification (i.e., State Driver’s license, US Passport)
  • If using an out-of-state ID, learn about IDCheck below for further authentication measures.
IDCheck for Shared Branching

New In-Branch Experience: Learn More About IDCheck

Ocean Financial understands it's crucial to help protect you from account takeover fraud. That's why we are introducing a new ID proofing measure for in-person visits to our Shared Branch locations. This new fraud prevention measure allows us to make certain it is YOU trying to access your accounts, not an imposter. 
 
If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for cash withdrawals using out of state IDs.
 
How it Works:
  1. Scan the QR code located in the branch or visit verify.coop.org.
  2. Select your credit union's name from a drop-down list. 
  3. Enter your member number and the last four digits of your social security number.
  4. Upload a photo of our ID.
  5. Take a selfie. Tip: Save your validation for an even quicker experience next time!
  6. Show your one-time passcode to the teller. Passcode is valid for 20 minutes.
If you have any questions, please contact us toll-free at (833) 642-1645.
We are aware of some connectivity issues with the ATM/Shared Branch locator links. Our partners are actively working to restore the connection. We thank you for your patience while this is being worked on.