Schedule of Charges

Previously called Fee Schedule

Accurate as of 5/1/2024

PRINTABLE VERSION: Schedule of Charges as of May 1, 2024

Share Account
Fee Amount
Abandoned property account processing
Fee Amount $50.00
Inactive Account (after 12 months)
Fee Amount $5.00
Returned deposit
Fee Amount $15.00
Statement copy
Fee Amount $5.00
Super Saver excess withdrawal (8 permitted per month)
Fee Amount $5.00
Wire - In
Fee Amount $5.00
Wire - Member to Member - Mortgage payment
Fee Amount $10.00
Wire - Out (Domestic)
Fee Amount $20.00
Wire - Out (Foreign)
Fee Amount $50.00
Share Draft Account
Fee Amount
Courtesy Pay Fee (Everyday POS Debits/ATM)
Fee Amount $28.00
Standard Overdraft Fee
Fee Amount $28.00
Checks (One FREE box of credit union branded checks per checking account)
Fee Amount BASED ON CHOICE
Non-Sufficient Funds (NSF) Fee (multiple fees may result per transaction for returned items)
Fee Amount $28.00
Overdraft Protection Transfer from Savings
Fee Amount $4.00
Per check for deposit
Fee Amount FREE
Photo copy of share draft
Fee Amount $2.50
Starter Checks
Fee Amount FREE
Stop Payment (Per stop - 6-month expiration)
Fee Amount $25.00
Temporary checks
Fee Amount FREE
Electronic Services
Fee Amount
A2A (inbound/outbound)
Fee Amount FREE
Bill Pay
Fee Amount FREE
Bill Pay Expedited Payment - check
Fee Amount $14.95
Bill Pay Expedited Payment - Electronic (same day)
Fee Amount $9.95
Home Banking
Fee Amount FREE
Mobile Banking
Fee Amount FREE
Remote Check Deposit
Fee Amount FREE
Returned Check (per transaction)
Fee Amount $28.00
Stop Payment
Fee Amount $25.00
Zelle (Person to Person Payments)*
Fee Amount FREE
*Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. The recipient must have a bank account in the U.S. to use Zelle.
Visa Products
Fee Amount
ATM Withdrawal
Fee Amount FREE at branch ATM
10 FREE at non-owned/

$1.75 each transaction afterward
Foreign Card Holder at OFFCU ATM
Fee Amount $3.00
International Visa DR/CR Fee
Fee Amount 1.00%
Retail Transaction (per transaction)
Fee Amount $7.99
Visa/ATM/Debit Replacement card
Fee Amount $5.00 after 1x free/year
Visa/ATM/Debit - expedited replacement card
Fee Amount Delivery rates may vary
Visa Cash Advance
Fee Amount 2%, min. $3
Visa Credit Card Annual Fee
Fee Amount FREE
Visa Custom Card Fee
Fee Amount FREE
Visa Gift Card - Members
Fee Amount $4.00
Visa Gift Card - Non-members
Fee Amount $5.00
Visa Late Payment
Fee Amount $25.00
Safe Deposit Products (at Seaford branch only)
Fee Amount
3X5X18
Fee Amount $30.00
5X5X18
Fee Amount $40.00
5X10X18
Fee Amount $80.00
10X10X18
Fee Amount $150.00
Safe Deposit Key Deposit
Fee Amount $10.00
Safe Deposit Replacement Key
Fee Amount $37.00
Safe Deposit Box Break In Fee
Fee Amount $250.00
Miscellaneous
Fee Amount
Account Research/Reconciliation
Fee Amount FREE
Bond Redemption
Fee Amount FREE
Coin Machine Fee - Members
Fee Amount FREE
Coin Machine - Non-members
Fee Amount 15.00%
Home Equity Subordination Fee
Fee Amount $150.00
Legal Documentation/Legal Process
Fee Amount $50.00
Notary
Fee Amount FREE
Return Mail
Fee Amount $3.00
Signature Guarantee - Members Only
Fee Amount FREE
Teller/Official Check
Fee Amount $3.00