Enjoy the perks of banking at Ocean Financial with

Lions Checking & Lions Savings!

Lions Savings
  • 6.00% on the first $2,000.
  • Available to undergraduate, graduate and doctoral students
    until graduation.
  • $5 minimum balance.
  • Available to children of Faculty & Staff (until child is 21 or attends Molloy).
Savings rate 6.00% with 6.18% apy*

Lions Checking**

  • $0 to open.
  • No minimum balance required.
  • Earn perks based on GPA, Financial Literacy, Community Outreach.
  • Coming soon – Digital Card Insurance.
  • Digital Solutions:
    • Mobile Banking
    • Zelle®
    • Mobile Check Deposit
    • CardGuard
    • CrediSense
    • TransferNow
Molloy Lion

*APY=Annual Percentage Yield. APY accurate as of 4/1/2024 and is subject to change without notice. Additional verification may be requested for account opening. Terms subject to change. 6.18% APY is earned on balances up to $2,000, balances higher than $2,000 earn the Regular Share Account APY. $5 minimum to open. Fees or other conditions could reduce earnings. Restrictions apply. At graduation, Lions Savings accounts are automatically converted to a Regular Share Account. Membership conditions may apply. Parent or guardian must be listed as a joint owner on all youth savings accounts.  **A share account with a $5 minimum balance is required before a checking account can be opened. Fees, such as insufficient funds or stop payment, will apply as necessary.  Lions Checking is not eligible for Overdraft Protection options until the primary account holder is 21 years old, therefore purchases will be declined if funds are not available. Under 18 requires a parent/guardian be listed jointly for a debit card to be distributed.