Free yourself from your high interest credit cards.

Transfer your high-rate credit card balances to an Ocean Financial Visa® Credit card and save! When you bring your balances over, you can enjoy:

Rate as low as 5.99% APR* for 12 months – keep it simple by moving your high-interest balances onto one card with one low monthly payment. Haven't applied for a card yet? Speak with a Member Service Representative to apply for your Visa credit card and see if a balance transfer is right for you.**

$0 Balance Transfer Fee – Competitors charge 3%-5% of your balance. At Ocean Financial, you wont's pay anything when you bring your balances over to us.

$0 Surprise Fees – No annual fee, no additional card fee, no application fee, no transaction fee on purchases!

Low Rate Balance Transfer Rate as low as 5.99% apr* for 12 months
Visa Balance Transfer. goldfish in a bowl, one fish escaping in a splash of water

Learn More –

Call 516.620.8100

*APR accurate as of 1/01/24 and is subject to change without notice. 5.99% APR Transfer Promo rate is for a promotional term for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. After 12 statement cycles, Transfer Promo rate adjusts to Non-Variable APR, with a minimum of 9.49% and a maximum of 16.49%, based on your creditworthiness. Free Visa® Rewards are from UChoose Rewards®, free registration required to redeem points. Member conditions apply. Share Account with minimum $5 balance required. **New card applications are eligible for EITHER an Introductory Rate as low as 1.99% APR for six (6) months or a Transfer Rate as low as 5.99% APR for 12 months.  Promotional rates cannot be combined.  Cards activated after October 1, 2023 are not eligible for the balance transfer promotion.