Don’t let high interest credit card rates steal your sunshine.
Ocean Financial’s Low Rate Visa® Balance Transfer offer will protect your finances from the gloom of high interest credit card rates.
- No Balance Transfer Fee.
- Save money on interest when you transfer higher-rate balances.
- Consolidate debt into one payment with one statement.
- Enjoy fast and simple access to your available credit.
Download the form to transfer your high interest balances now!


Learn More –
Call 516.620.8100
*APR = Annual Percentage Rate. Data accurate as of 1/01/2022 and is subject to change without notice. 1.99% Balance Transfer APR for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. Rate applies only to balance transfers made between 1/1/22 and 3/31/22. After March 31, 2022, Balance Transfer APR adjusts to Non-Variable APR, with a minimum of 9.49% and a maximum of 16.49%, based on your creditworthiness. Balance Transfer rate available only for Visa credit cards activated prior to October 1, 2021.