Celebrate the Ocean Financial Visa Credit Card!

Save right from the start.

  • Earn UChoose Rewards after you register for FREE. Combine with your Visa Debit Card to earn even more rewards!
  • No Balance Transfer fee.
  • Register for Mobile Banking and use CardGuard for your smartphone to control credit card usage and spending on the go.
  • NEW! Add your Ocean Financial Visa credit and debit cards to your Digital Wallet for faster, easier payment wherever you are!
  • Visa Account Updater Service for recurring payments.  Members can use the Visa Account Updater Opt-Out Form to opt-out of this service.
View Current Rates

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Call 516-620-8100

*APR accurate as of 3/20/2023 and is subject to change without notice. 1.99% Intro APR for is a promotional term for qualified applicants only. Some applicants may be offered credit at a higher APR and different terms. After six (6) statement cycles, Intro APR adjusts to Non-Variable APR, with a minimum of 9.49% and a maximum of 16.49%, based on your creditworthiness. Free Visa® Rewards are from UChoose Rewards®, free registration required to redeem points. Member conditions apply. Share Account with minimum $5 balance required.