Our new Youth/Student Share Certificates of Deposit* will help encourage long-term saving for our younger members.


  • Choose terms ranging from 6-months to 5-years.
  • Fixed rate is higher than a Regular Share Account for the term of the certificate.
  • Minimum deposit of $100 required to open.
  • At maturity, choose to roll the money over to a new certificate or withdraw the funds.

*Rates and terms are subject to change without notice. Fees could reduce the earnings on the account. $5 minimum deposit required for Share Account prior to opening a Certificate, $100 minimum deposit required to open Certificate. Penalty may apply for early withdrawals from Certificates. For more information, please speak with a Member Service Representative at Ocean Financial.

Visit a branch to open an account today.