Reward Yourself!

Earn uChoose points and start rewarding yourself today! Combine debit & credit points for bigger rewards!

What is uChoose Rewards®? It's a rewards program that earns you points every time you use your Ocean Financial Visa® credit card and/or your Ocean Financial debit card when you sign for your purchase.

Register your Ocean Financial Visa® Credit Card and earn 1 uChoose Rewards® point for every $1 you spend, starting with your very first purchase! Register your Ocean Financial debit card and earn 1 uChoose Rewards® on every $4 you spend. You earn points every time you sign for your purchases. Plus you earn additional points for shopping at participating retailers, whether in-store at national or local retailers or online through

uChoose Rewards, young ecstatic ladies on laptop holding a credit card

Earn points for all your signature purchases – not just at participating retailers! You can check your point accumulation anytime by signing into your uChoose account. Redeem them for the rewards you want the most – the choices are endless!

What can I get when I redeem my points? It’s your choice! You can choose from millions of options like merchandise, travel experiences, activities, event tickets, merchant gift cards or e-Certificates, MP3 and game downloads, and more.

How do you get started? Register your card for free online at Click the register link (under New to uChoose Rewards) and follow the prompts to create your User ID and password. You must register your cards when you are ready to redeem your points or if you've received a replacement card.

Members with an Ocean Financial Visa credit or debit card can call 1-800-634-1603, a dedicated toll-free number, to speak with the uChoose Rewards Call Center with questions or for assistance with uChoose Rewards.

Download the uChoose Rewards® mobile app for your iPhone®, iPad®, iTouch® or Android™ device, to make redeeming points easier. Enjoy mobile access on-the-go:

  • Scan a UPC code to see if a product is in the redemption catalog.
  • Redeem points.
  • Check your point balance.