Help establish your child's financial path with a Youth/Student Checking account from Ocean Finanical.

A checking account is an important step to becoming financially responsible. Having full control over spending, saving and learning to prioritize wants/needs purchases establishes healthy money habits early on.

Ocean Financial offers Youth/Student Checking accounts, with quick and easy access to funds, to members who are at least 14 years old.

  • $0 to open.
  • No minimum balance required.*
  • No monthly maintenance fees.
  • Free VISA Debit Card (under 18 years old requires a parent/guardian be listed jointly on the card).
Young person working in a grocery store

A youth/student checking account does not come with a book of checks unless specially requested.

*A share account with a $5 minimum balance is required before a checking account can be opened. Fees, such as insufficient funds or stop payment, will apply as necessary.  Please refer to our fee schedule for details. Student Checking is not eligible for Overdraft Protection options until the primary account holder is 21 years old, therefore purchases will be declined if funds are not available. Under 18 requires a parent/guardian be listed jointly for a debit card to be distributed.

Visit a branch to open an account today.