Enjoy the simplicity and convenience of a Youth/Student Checking Account from Ocean Financial for quick and easy access to funds.


Youth/Student checking is available to members who are at least 16 years old (exceptions can be made for younger members if proper working papers are provided):

  • $0 to open.
  • No minimum balance required.*
  • No monthly maintenance fees.
  • Free VISA Debit Card (under 18 years old requires a parent/guardian be listed jointly on the card).
  • Personalize your debit card with your favorite picture!

A youth/student checking account does not come with a book of checks unless specially requested.

*A share account with a $5 minimum balance is required before a checking account can be opened. Fees, such as insufficient funds or stop payment, will apply as necessary.  Please refer to our fee schedule for details. Student Checking is not eligible for Overdraft Protection options until the primary account holder is 21 years old. Under 18 requires a parent/guardian be listed jointly for a debit card to be distributed.

Visit a branch to open an account today.